Skip to main content

Brand Logo
Brand Logo

Welcome to the
Xpectations!® Plus Debit Card Help Center
How can we help?

  1. Help
  2. Security and privacy
  3. Protect your identity and account
  4. What should I do if I suspect my identity has been stolen?

What should I do if I suspect my identity has been stolen?

We urge you to take these steps immediately:

Contact the three major credit reporting agencies. Ask them to place a fraud alert on your file to prevent credit products from being opened in your name without your authorization.

Equifax: (800) 525-6285
Experian: (888) 397-3742
TransUnion: (800) 680-7289

File a report with your local police. Even if the police can't catch the identity thief, having a police report can help you clear up your credit records later on.

Report the identity theft through the Federal Trade Commission’s website, www.IdentityTheft.gov and get a recovery plan. This resource provides an interactive checklist that will walk you through the recovery process and which recovery steps should be taken. It also provides sample letters and other helpful resources.  In addition, the site offers specialized tips for specific forms of identity theft, including tax-related identity theft.

You can also check out these resources for more tips and information:

U.S. Department of Justice Fraud Section site related to the CARES Act
Visit PLScard.com to learn more about protecting yourself from fraud

Related questions

  • What can I do to prevent identity theft?
  • What do I do if I get a phone call about my account?
  • What can I do to protect my money and my account?

Account agreements

Account agreements

Online Privacy Statement (PDF)

Account agreements

Account agreements

Online Privacy Statement (PDF)

The Xpectations!® Plus Debit MasterCard® is issued by Green Dot® Bank, Member FDIC, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Green Dot® Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

Neither Green Dot® Bank, Green Dot Corporation, nor Mastercard Inc. or any of their respective affiliates are responsible for the products or services provided by third parties. Third party terms and conditions apply. All third-party names and logos are trademarks of their respective owners.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

©2026 PLS Financial Services, Inc. All rights reserved.

©2026 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.