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Xpectations!® Plus Debit Card Help Center
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What amount of overdraft protection coverage is provided?
With opt-in and eligible direct deposits, you are covered up to $10 in overdraft protection with no fees.
Additional overdraft coverage up to $200 is subject to eligibility criteria. Fees may apply.
Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more at PLScard.com.