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Welcome to the
Xpectations!® Plus Debit Card Help Center
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  1. Help
  2. Your high-yield savings account
  3. Setting up a vault
  4. What is the difference between a high-yield savings account and a vault?

What is the difference between a high-yield savings account and a vault?

Your Xpectations! Plus Debit Card account has a high-yield savings account feature. You can create up to 5 vaults within the high-yield savings account. Vaults can be set up for different savings goals, such as vacation, emergency fund, etc. You can earn 1.00% Annual Percentage Yield (APY), based on 0.99% interest rate, paid quarterly on savings up to $10,000 combined balance in all vaults.

Related questions

  • How do I add a vault?
  • Does it cost anything to create a high-yield saving account & use a vault?

Account agreements

Account agreements

Online Privacy Statement (PDF)

Account agreements

Account agreements

Online Privacy Statement (PDF)

The Xpectations!® Plus Debit MasterCard® is issued by Green Dot® Bank, Member FDIC, pursuant to a license from Mastercard. Mastercard and the circles design are registered trademarks of Mastercard Incorporated.

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