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Xpectations!® Plus Debit Card Help Center
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What is the difference between a high-yield savings account and a vault?
Your Xpectations! Plus Debit Card account has a high-yield savings account feature. You can create up to 5 vaults within the high-yield savings account. Vaults can be set up for different savings goals, such as vacation, emergency fund, etc. You can earn 1.00% Annual Percentage Yield (APY), based on 0.99% interest rate, paid quarterly on savings up to $10,000 combined balance in all vaults.