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Welcome to the
Xpectations!® Plus Debit Card Help Center
How can we help?

  1. Help
  2. Direct deposit
  3. Setting up direct deposit for payroll or government benefits
  4. Do I have to direct deposit my entire payroll or government benefits check to my Xpectations! Plus Debit Card account?

Do I have to direct deposit my entire payroll or government benefits check to my Xpectations! Plus Debit Card account?

Most employers allow you to provide more than one account to receive your payroll via direct deposit. If you’re not sure if your employer supports this, please check with your payroll department to confirm.

You may also be able to set up your direct deposit allocation automatically through the Xpectations! Plus app or PLScard.com. See "How do I set up direct deposit to receive my pay in my Xpectations! Plus account?" for more info.

If you enroll in direct deposit for Social Security, Supplemental Security Income, Veterans Benefits, Federal Civil Service, or Unemployment benefits the entire amount of your benefit payment must be deposited to your Xpectations! Plus account. You can cancel the direct deposit of your federal government benefits at any time, but you cannot change the amount of your federal benefits direct deposit.

See "How do I set up direct deposit to receive my government benefits in my Xpectations! Plus account?" for more info on setting up direct deposit.

Or contact your government benefits provider.

– Social Security and Supplemental Security Income:
Contact the Social Security Administration at (800) 772-1213 or visit the Social Security website.

– Veterans Benefits:
Contact the Department of Veterans Affairs at (877) 838-2778 or visit the US Department of Veterans Affairs website.

– Federal Civil Service:
Contact the Office of Personnel Management / Civil Service at (888) 767-6738 or visit the Office of Personnel Management website.

Related questions

  • How do I set up direct deposit to receive my payroll in my Xpectations! Plus account?
  • How do I set up direct deposit to receive my government benefits in my Xpectations! Plus Debit Card account?
  • How do I find the direct deposit routing and account numbers for my Xpectations! Plus Debit Card account?

Account agreements

Account agreements

Online Privacy Statement (PDF)

Account agreements

Account agreements

Online Privacy Statement (PDF)

The Xpectations!® Plus Debit MasterCard® is issued by GO2bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

Neither GO2bank, Green Dot Corporation, Mastercard International Inc. nor any of their respective affiliates are responsible for the products or services provided by Atomic Financial, or Plaid. Partner terms and conditions apply.

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