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Welcome to the
Xpectations!® Plus Debit Card Help Center
How can we help?

  1. Help
  2. Direct deposit

Direct deposit

How direct deposit works

  • How can I get my payroll up to 2 days early or my government benefits up to 4 days early?
  • Are there additional steps I need to take to get my direct deposit early?
  • Will I always get my direct deposit early?

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Setting up direct deposit for payroll or government benefits

  • How do I set up direct deposit to receive my payroll in my Xpectations! Plus account?
  • How do I set up direct deposit to receive my government benefits in my Xpectations! Plus Debit Card account?
  • How do I find the direct deposit routing and account numbers for my Xpectations! Plus Debit Card account?

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Managing direct deposit for payroll or government benefits

  • How can I be sure a direct deposit was posted to my account?
  • My direct deposit was supposed to be deposited today, but I don't see it in my available balance. What happened?
  • Can I stop using direct deposit and still keep my account?

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Account agreements

Account agreements

Online Privacy Statement (PDF)

Account agreements

Account agreements

Online Privacy Statement (PDF)

The Xpectations!® Plus Debit MasterCard® is issued by Green Dot® Bank, Member FDIC, pursuant to a license from Mastercard. Mastercard and the circles design are registered trademarks of Mastercard Incorporated.

Green Dot® Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

Neither Green Dot® Bank, Green Dot Corporation, nor Mastercard Inc. or any of their respective affiliates are responsible for the products or services provided by third parties. Third party terms and conditions apply. All third-party names and logos are trademarks of their respective owners.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

©2025 PLS Financial Services, Inc. All rights reserved.

©2025 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.