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Xpectations!® Plus Debit Card Help Center
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How can I get my payroll up to 2 days early or my government benefits up to 4 days early?
When you set up direct deposit, you may be eligible to receive your payroll up to 2 days early or government benefits up to 4 days before benefits payday. We are able to deliver your payroll early as some employers and benefits providers send payment instructions ahead of the actual payday. If they do, we’ll credit the amount to your account when we receive payment instructions (instead of waiting for the actual payday) so you can enjoy your money sooner. However, it’s important to note that if and how early your deposit can be posted to your account is completely dependent on when the employer or benefits provider sends us the payment instructions, and fraud restrictions may also apply. As such, the availability or timing of early direct deposit may vary from payroll period to payroll period.
See “How do I set up direct deposit to receive my payroll in my Xpectations! Plus account?” for instructions on how to set up direct deposit.