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Xpectations!® Plus Debit Card Help Center
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  4. How do I activate the Xpectations Plus! Debit Card I got in the mail?

How do I activate the Xpectations Plus! Debit Card I got in the mail?

Opened an account online? You can activate your chip-enabled debit card by logging in to your account at PLScard.com or the app, click or tap the "Activate card" button on your account dashboard and follow the prompts. You'll be asked to provide the info below so we can verify your identity, and you will need to create a PIN:

– Last 4 digits of your debit card number

– Expiration date

– 3-digit security code (found on the back of your card)

– Your Social Security number​ ​and date of birth / Your ID number such as TIN or select US ID type or Foreign ID type and date of birth

Or, you can activate your chip-enabled debit card at PLScard.com/activate. You'll be asked to provide the info below so we can verify your identity and to create a PIN:

– 16-digit debit card number

– Expiration date

– 3-digit security code (found on the back of your card)

– Your Social Security number​ ​and date of birth / Your ID number such as TIN or select US ID type or Foreign ID type and date of birth

Once you've activated your card, add money to your account and start using it today.

Learn more about how to add money to your account.

Related questions

  • How do I activate the card I got in the PLS store?

Account agreements

Account agreements

Online Privacy Statement (PDF)

Account agreements

Account agreements

Online Privacy Statement (PDF)

The Xpectations!® Plus Debit MasterCard® is issued by GO2bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

Neither GO2bank, Green Dot Corporation, Mastercard International Inc. nor any of their respective affiliates are responsible for the products or services provided by Atomic Financial, or Plaid. Partner terms and conditions apply.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed GO2bank products or services.

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Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

©2025 PLS Financial Services, Inc. All rights reserved.

©2025 Green Dot Corporation. GO2bank is a trademark of Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.